MySuper product - before age 51

Your super will automatically be invested using our default strategy. If you are younger than 51, 100% of your super will be invested in the Growth Plus product. Find out more about our default investment strategy.

Return (see notes)1

10-year average return of 9.65% per year as at 30 June 2021.

Return target

Return target for 2022-2031 of 2.79% per year above inflation, after fees and taxes. Future returns cannot be guaranteed.

Comparison between return target and return

super-prices-aggressive-mysuper-dashboard.csv (247 bytes)
Past - Average returns over 10 financial years
Target - Average return targets over 10 financial years
Past - Yearly Returns (financial year)

Note: The return targets over 10 financial years in the chart above are based on the previous return target of CPI + 4.24% for periods up to 30 June 2021.

Past performance is not necessarily an indication of future returns.

Level of investment risk


Likelihood of negative returns occurring 5.3 years in a 20 year period.

The higher the expected return target, the more often you would expect a year of negative returns.

Please refer to the Product Disclosure Statement (PDS) and Investment Guide for more information on investment risks and expected returns.

Statement of fees and other costs

$583.60 per year for a member with a $50,000 balance.

It is important to understand that the amount shown for "fees and other costs" is an estimate only for a member with a $50,000 balance. The measure will be a base-level tool for consumers to compare the level of fees and other costs between different MySuper products. Please refer to the Fees and other costs document published on our website for more information on fees and costs.


The presentation of this dashboard follows regulatory requirements. The following note may be useful.

  1. We implemented a new MySuper investment strategy on 1 November 2017, which replaced the previous default with four separate strategies depending on a member’s age. For members under 51, the strategy is the Growth Plus (MySuper) product (until 30 June 2021 known as the Aggressive (MySuper) product). The financial year and ten-year average returns prior to this date are for the Growth Plus product. One and 10-year returns are slightly different to what is shown elsewhere, as the dashboard returns must be calculated for a member with a $50,000 balance net of investment and administration fees, indirect costs and taxes.